March 29th 2018
Today I was in a car accident. Effectively, someone drove into the back of my car. In my seven years of driving it’s the first time something like this has happened to me. Effectively, I was stationary, waiting to join a main road, and I was suddenly jolted forward by a car crashing into my bumper.
I didn’t really know what to do at first. My head hit the steering wheel and the arm broke off of my glasses, so they’d fallen off of my face. The first thing I did was find my glasses, and then I got out of the car to see the guy who’d just hit me. Again, I didn’t really know what to do. I’d never been in this situation before so I didn’t really know the precedent.
I was aware enough to know that I’m supposed to take his details, so he got back into his car and started writing them down. To be fair, he was pretty good about the whole thing. He apologised and acknowledged it was his fault. I wasn’t angry. It wasn’t intentional, it was an accident. That’s why they called them “car accidents”.
Anyway, I kind of just stood there a bit confused until he handed me his details. And then he passed me a pen and a piece of paper and asked for my details. I forgot that the ‘insurance details’ transaction was an exchange, and not just a gift.
This is weird, but I kind of appreciated the fact that when he handed me over the piece of paper with his insurance details on, he’d underlined his name in a different colour pen. If only he had the same level of attention to detail when it came to driving.
Then, we both took some photos of the damage, got back in our cars, and drove off. It was awkward at first because we were driving side-by-side in the same direction for like five minutes after we left.
It’s… weird. I’m not hurt, I’m not angry, I’m just kind of… annoyed. The first thing I thought after my forehead bounced off of the steering wheel was “Well, this is a major inconvenience to my weekend plans.”
I was supposed to be driving to Swanage tomorrow, but now I don’t have a car, because I’ve had to leave it on my Dad’s drive for the garage to come pick up and fix.
The whole insurance thing is just a right ballache as well. I had to go straight home and get on the phone to my insurance company to claim for damages. Fortunately he’s already agreed that it was his fault, so there won’t be any problems there, it’s just a right annoyance to be honest. I can’t be arsed to have to deal with the admin of the situation, to be honest.
The insurance company asked me a load of questions about the weather and the conditions and stuff, and I get that they’re only doing their due diligence but it was pretty annoying. I mentioned to them that I broke my glasses when I hit my head on the steering wheel, and they pounced on that. It was really weird, because in a twisted way they actually wanted me to be concussed, because then their legal team would get a cut of the payout. So when I told her that I hit my head, what I was saying was “I want my glasses to be fixed” but what she heard was “I need a personal injury lawyer”.
In the end I said to her “This might sound weird, but I don’t want to cause too much hassle for the bloke that hit me”. Like I said, he didn’t do it on purpose. Sure, I hit my head, but I’ll get over it. I don’t want to have to put him or his insurance through any more than I need to, really.
Ideally, though, I’d rather it just didn’t happen at all.
Until tomorrow, it’s all just a major inconvenience.